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payday loan

advance loan Payday Loan

What is a payday loans?
Payday loans are quick and easy ways of getting cash advances until your next paycheck.

How long does it take to get a payday loan?
Once you are approved for a payday loan the money is deposited directly into your account within 24 hours.

NOTE: Some banks may take longer to issue funds.

What about loan requests made on the weekend or Friday?
Any loan request made on the weekend will be treated as a Monday request. However, if you make a loan request on Friday, the money will be deposited into your account the following Monday.

How much can I borrow?
You can borrow up to $1000.

Can I use my payday loan for whatever I want?
You can spend your money on whatever you like. Maybe you want to pay a bill, put a down payment on a car, or just have some fun for the day. It's completely up to you!

Is my loan confidential?
Absolutely! Any information that you give us about your loan will be held strictly confidential.

What if I have poor credit?
Your credit history doesn't matter. As long as you are currently employed and make over $1000 a month you should get approved.

Can I get a payday loan if I already have one from another lender?
Maybe. Each individual will be evaluated for this..

How do I know if I've been approved?
Once we review your information and approve your loan, you'll receive an e-mail confirmation.

How do I pay the loan back?
Paying the loan back is easy! Once the next payday arrives we automatically withdraw from your account the total amount of the loan plus $20 per $100 that's borrowed.

How do I know that you won't take out more than you're supposed to?
The Federal Reserve Wire System only allows us to withdraw the amount authorized in your payday loan contract.

When do I have to pay the loan back?
Payment is due by the next pay period.

Can I get an extension if I'm unable to pay the loan back on time?
Yes. You can get an extension for a small fee of $20. However, you must contact us and make arrangements before your current due date.

Are there any addtional charges?
Depending on which lending istitution your application is sent to, you may be required to pay an additional lending fee. Most fees range anywhere from $20 to $25 per $100 that you borrow.

How long does it take to get a payday loan?
Once you are approved for a payday loan the money is deposited directly into your account usually within 24 hours.

Can I get a payday loan if I already have one from another lender?
It depends on which lender your application is sent to. In most cases lenders prohibit giving out payday loans to borrowers with outstanding balances.

How do I pay the loan back?
Paying the loan back is easy! Once the next payday arrives we automatically withdraw from your account the total amount of the loan plus any required fees.

Can I get an extension if I'm unable to pay the loan back on time?
Yes. You can get an extension for a small fee. However, you must contact us and make arrangements before your current due date
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